Birch Gold Group Review

By John Simpson

May 21, 2021

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Table of Contents


All You Need To Know About Growing Your Precious Metals Investment Portfolio With The Birch Gold Group


Given the dynamic nature of markets today, it is best to consider protecting your financial future by diversifying your investment portfolio. Ideally, you should consider putting your money in a portfolio that has been proven to be resilient against most market shocks in different sectors of the economy.

Like many other investment gurus, you can try buffing your portfolio by investing in precious metals. Investing in precious metals can be complicated and confusing. This is because as a novice venturing into precious metals, it can be hard choosing a reliable firm to handle your precious metal IRAs.

When choosing a precious metal IRAs firm, it is important to carry out due diligence first. Unlike other forms of investment decisions, investing in precious metals is an expensive venture. Any decision that you make will involve you coughing up significant sums of cash, hence the need to select a reliable firm staffed by experienced professionals to guide you through the investment process.

Are you thinking of investing in precious metals? Looking for a top-tier precious metals firm to guide you through the investment process and handle your portfolio? Today, we are going to discuss the Birch Gold Group – one of the top precious metal IRAs companies in the United States.

In the discussion below, we will not just focus on heaping praises on the Birch Gold Group. Instead, we will take an in-depth look at the services that the company offers, how to go about investing in precious metals through the company, the pros and cons of dealing with the firm as well as our honest expert opinion on whether you should invest in precious metals through the Birch Gold Group.

Whether you are a first-time investor in precious metals or you have experience in precious metal investing, we got you covered! In the detailed review below, we will strive to provide you with all the information you need to make the best investment decision.


What Is the Birch Gold Group?


The Birch Gold Group is an internet-based company based in California that specializes in helping prospective investors trade in precious metal commodities. The firm was started in 2003, and to date, they have made it their primary focus to protect the portfolios of clients from the effects of inflation.

Through the company, you can invest or trade in metals such as platinum, gold, silver and palladium.

If you are looking to get into precious metal investing, you can either purchase the precious metals mentioned above for physical storage or put your money in a precious metal IRA through the firm.

If you are wondering, why should I invest my money in precious metals? Consider this… Market data has shown that even when other types of investments get affected by market changes, the value of precious metals rarely fluctuates. In fact, the value of precious metals tends to always rise no matter the market conditions.

The Birch Gold Group is highly rated and trusted by customers for many reasons including the fact that they have extensive learning resources for individuals who want to delve into precious metal investing. Through the company, you are sure to get a custom-tailored portfolio that suits your budget and needs.

Apart from the exemplary customer service they offer clients, the firm is also renowned for their straightforward and concise dealings with clients. Unlike other firms in the market, the Birch Gold Group has a policy to make the investment process as straightforward and uncomplicated as possible to prospective investors like you.


What Services Does the Birch Gold Group Offer?


The Birch Gold Group offers you a chance to invest in different types of metals such as platinum, gold, silver and palladium.

You can choose to invest in any or several of the precious metals mentioned above through different means such as physical ownership of the precious metals or through IRA rollovers.

Investment in Physical Ownership of Precious Metals

If you want to invest in precious metals through physical ownership, the company offers different physical products like bullion and coins. If you are investing in coins, remember that there are different types of coins that you can choose to purchase. As such, ensure that you check out the different options available before making an investment decision.

There are quite a few companies that tend to shortchange investors by offer fake or low-quality coins. With the Birch Gold Group, you do not have to worry about sub-standard coins. All the coins proffered by the company to clients are authenticated by the Professional Coin Grading Service as well as the Numismatic Guarantee Corporation.

To provide you with peace of mind that you are investing in precious metals of premium quality, both of these professional bodies will inspect and examine your coins, weigh them, determine the purity of the precious metals as well as consider other crucial factors during the authentication process.

Investment in Precious Metal IRAs

If you currently have a 401(k) plan but are looking to diversify your retirement portfolio, you can invest in precious metals through the company. On choosing your preferred investment portfolio, the company will allow you to roll into an IRA.


Why do many clients trust Birch Gold Group with their precious metal investment portfolios?


For starters, the firm tends to be very open and transparent when dealing with clients. On getting in touch with the firm, you will find numerous training and educational materials that detail all the IRA rollover plans you can explore.

It is also worth noting that if you are investing in precious metals, you need to have a custodian for your portfolio. This is regardless of the types of metals that you are investing in or the capital you have set aside for precious metal investing.

Given that you may not know the best custodian, it is best to deal with a precious metal IRA firm that has a great working relationship with a reputable custodian. For example, the Birch Gold Group has great ties with Equity Trust – A top-tier custodian of precious metals.

Additionally, if you are investing in precious metals through physical ownership, you need to find a storage facility that is sanctioned by the IRS. If you purchase physical precious metals through the Birch Gold Group, you can deal with reputable storage outfits like the International Depository Services, Brink’s Depository and Delaware Depository.

The best part about the storage partnerships that you get with Birch Gold is that these depositories can be found in all major cities across America such as New York, Los Angeles and Dallas.


What Fees Does Birch Gold Group Charge?


If you are investing in an IRA or delving in any other type of investment, you should expect that there will be some reasonable fees.

However, for some types of IRAs, you will get charged heftier fees compared to others. For example, with Birch Gold, you will pay more for a Gold IRA since it tends to be more complex than other types of IRAs.

It is however worth noting that the firm works with custodians who help keep the overall fees low. In fact, Birch Gold Group has some of the most competitive fees in the market for all types of precious metal IRAs.


How Much Does It Cost to Set Up an Account?


The main custodian for the Birch Gold Group is the Equity Trust Company. This custodian usually charges $50 for setting up an account. You will also be charged an additional $30 to cover for the wire transfer charge.

If you have paid Roth IRA fees or traditional IRA fees in the past, you may think that the fees levied by the Equity Trust Company is a bit high. It is however important to remember that investing in precious metals does not come without additional costs.

Birch Gold Investment Minimums

Precious Metal IRAs

$10,000 

Non-IRA Transactions

$10,00


What is the Cost for Storage of Precious Metals?


Remember that any gold or precious metals purchased in an IRA has to be stored in a depository that is backed by the IRS. When investing in precious metals, you will have to part with storage fees for your coins or bullion.

The Birch Gold Group usually charges investors $100 annually for storage, as well as an additional $80 as maintenance fees. Note that these storage fees can vary depending on the kind of storage that you need.


Why Should You Contact the Birch Gold Group?


There are several key reasons to get in touch with the Birch Gold Group including:

  • If you invest in precious metals, you are sure that the value of your portfolio will won't fluctuate much but will usually increase in value.
  • Birch Gold will help improve your understanding of the precious metal market. With the knowledge provided by the professionals at the firm, you will be able to make great investment plans for the present moment and the future.
  • The company will guide you through the intricate and complex processes that arise when investing in precious metals such as choosing custodians and storage depositories.
  • The advisors will arm you with all the requisite knowledge and guidance you need to choose the most appropriate IRAs. With the Birch Gold Group, you are sure to get a strong precious metal investment portfolio.
  • For close to two decades, the firm has proven that they can work with clients of different backgrounds to grow wealth.

What Do Clients & Investors Say About the Birch Gold Group?


To truly understand the proficiency and reliability of the company, you just have to check out the testimonials, reviews and ratings left by past clients on platforms such as TrustPilot and the Better Business Bureau.

Birch Gold Reviews
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Learn how you can open a Gold or Silver IRA and find out why Birch Gold Group is one of the leading Gold IRA Companies


What Sets the Birch Gold Group Apart from Other Precious Metal IRA Companies?


Though, the Birch Gold Company operates similarly to other precious metal IRAs companies in the market, there are several things that sets this firm a notch above competitors. These include:

Commitment to Educating Clients on How to Properly Invest in Precious Metal IRAs

Over the years, the firm has demonstrated that they are committed to very transparent dealings with clients. To ensure client satisfaction, the professionals at the firm usually listen to your needs before offering concise and uncomplicated answers.

On contacting the firm, you can be sure that your finances and portfolio will be handled in such a way that all your needs and expectations are met.

Specializes in Precious Metal IRAs

Investing in a Gold IRA can be daunting and more complex compared to investing in other precious metal IRAs. However, with the Birch Gold Group, you are sure to get your IRA launched smoothly. On contacting the Birch Gold, they will listen to your needs and then help you figure out the type of IRA that works best for you based on your needs.

The Firm Has a Stellar Reputation

Since inception in 2003, the firm has consistently proven that to clients across the United States that they have what it takes to successfully manage precious metal investment portfolios. 

Their excellent customer service record and success when it comes to precious metal investing can be attributed to the fact that they employ a wide range of financial experts such as wealth managers, financial advisors and commodities brokers.

Renowned Globally

Another great reason to trust the Birch Gold Group is that they are renowned all over the world when it comes to precious metals investing. Their reputation and fame across the globe just shows how great they are in their line of work.

Does the Company Currently Offer Any Discounts/Promotions?

The Birch Gold Group places a lot of emphasis on offering their clients extra value for money. At the moment, you can take advantage of the following promotions:

  • If you invest in precious metal IRAs worth over $50,000, you will not be charged any fees for the first year
  • If you purchase physical precious metals worth over $10,000, you will not be charged any shipping costs to the storage depository
  • For some purchases, you can get free precious metals worth as much as $10,000 from the Birch Gold Group

Please note that the company usually runs different promotions at different times of the year. To know if they have any new promotions/discounts, ensure that you visit their website regularly.

How Do I Start Investing in Precious Metals with The Birch Gold Group?

The process of getting into precious metal investing with the Birch Gold Group is pretty straightforward. You simply need to follow the 5 simple steps outlined below…

  • Call the firm and speak to one of the specialists about your precious metal investment plans
  • Find out if you can rollover your 401(k) from an IRA specialist
  • Get your precious metal investment account set up with the help of a custodian
  • Rollover your funds into an IRA
  • Get your precious metal purchased and stored with the most ideal storage depository

Here is what will happen on the part of the company…

  • A specialist who deals with precious metals will listen to your plans and offer you advice on the best investment plan to follow
  • The company will accept your funds through a bank transfer or check
  • Your precious metals will get sent to a storage depository

With Birch Gold Group, it’s that simple to invest in precious metals.


Pros & Cons


Just like any business, the Birch Gold Group has its strengths and drawbacks. Below, we have listed some of the benefits you may come across when dealing with the firm as well as some of the drawbacks that you may come across…

Pros

  • The company has consistently and continuously proven that they are committed to educating clients on all matters pertaining to investing in precious metals
  • Offer advice on how to pick the best custodians and storage depositories
  • Follow all the requisite Federal, State and IRS guidelines
  • Accredited and certified by multiple professional companies
  • They've built a strong reputation for reliability among customers

Cons

  • Only offers options for American deposits
  • There are some small  fees that arise during the account setup process

Frequently Asked Questions


How Does the Company Hold Gold and Silver in a Retirement Account?

On investing in a precious metal IRA like a Gold IRA, it will be stored like other investment options like stocks – Subject to approval by the IRS.

As an investor looking to delve into precious metal investing, you can get started using your pre-tax income just like you would with a traditional IRA. You can also invest in precious metal IRAs using your post-tax income just like you would when investing in a ROTH IRA.

Where Will the Company Store My Precious Metals?

Your precious metals can either be stored in a segregated storage or in a co-mingled storage.  In a co-mingled storage, your precious metals will be stored in the same vault with precious metals owned by other investors.

In a segregated storage, you will have a dedicated vault to store your own precious metals.

Note that the segregated storage option tends to be more secure than the co-mingled option but it also tends to be more expensive.

Will I Incur Any Charges or Extra Taxes on Transferring Money from My 401(k) To a Precious Metal IRA?

You will not be charged any money or extra taxes when transferring money from your 401(k) to a precious metal IRA. You will also not be taxed or charged any fees transferring money between different IRAs.

Note that you can only transfer money from your 401(k) once annually. However, there is no limit on the number of times that you can move money between IRAs.

However, remember that once you remove money from your 401(k) -This is known as distribution – You have to put your money into a precious metals IRA within a period of 60 days.

What Storage Depositories Can I Use When Dealing with Birch Gold Group?

Birch Gold Group has storage agreements with several IRS-backed depositories like Brink’s, Delaware Depository and International Depository Services.

These depositories have multiple storage facilities in states/cities such as Delaware, New York, Los Angeles and Seal Beach.

Which Custodians Handle IRA Rollovers?

The company has a very strong partnership with the Equity Trust Company.

What Kind of Investment Plans Can I Rollover into a Precious Metals IRA?

You can rollover most traditional IRAs and ROTH IRAs into precious metals IRAs.

You can also rollover other investment plans such as your 403(b), 457 and 401(k) into precious metals IRAs.

Does the Company Have a Precious Metals Buy-Back Program?

Yes. If you need to resell precious metals that you had previously purchased, the company will buy them back. The company offers very fair and competitive prices for precious metals.

When purchasing precious metals for the first time, the specialists at the company will inform you of the buy-back programs that they have in place for clients.

Will I Have to Fill a Lot of Paperwork When Making My Initial Investment in Precious Metals?

The Birch Gold Group has a pretty simple and straightforward precious metals investment process. Rest assured that you will not be buried under a lot of paperwork when getting started with precious metals investing.


How To Contact Customer Support?


If for some reason you need to get on to customer support, you can reach out to Birch Gold Group. The following can be done to get in touch with them:

Live Chat

Live chat can be accessed via their website.

Phone

The customer service department can be reached between the hours of 8 am and 5 pm every Monday to Thursday Pacific Time. If you encounter any issues on Fridays, you can reach them between the hours of 7 am and 4 pm Pacific Time. Customer Service can be reached here: (800) 355-2116

Email

Birch Gold Group can be reached at info@birchgold.com

Contact Form

If ever you need to reach Birch Gold Group, the contact form is available.


Our Verdict: Should You Invest in Precious Metals with The Birch Gold Group?


If you are looking to venture into precious metals investing, you need expert guidance from experienced professionals. This is why you should find a reputable and trustworthy precious metals IRAs company like the Birch Gold Group.

The company has consistently proven that they always put the interests of the client at the form. The firm is staffed by seasoned, personable and adept professionals who will help you make the best financial decisions no matter the type of precious metal that you want to invest in.

Looking for a better financial future? Birch Gold Group can make your financial security a reality with their precious metal investment options.


the birch gold logo

Our Partner

First Glance

  • Best for Education About Precious Metals
  • Precious Metal IRA Specialists
  • Great reviews from customers

Overall Rating

4.5/5

BBB Rating: A+

Trust Pilot Average Rating: 4.8/5

John Simpson

About the author

Welcome! In these perilous times of government overreach, reckless fiscal and monetary policies, shutting down small and medium sized businesses and paying people not to work, it has become my mission to protect my assets, my family's assets, and educate as many folks as possible on ways to protect their savings, retirements, and purchasing power, from rapidly devaluating fiat currency.

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